Astro Finance has more than 6 years of experience operating within the alternative credit market, opening lines of financing through loans with credit institutions and with endorsement to individuals and companies.
Being registered in credit institutions means seeing the doors closed in all the banking entities we go to. However, there is a way out of this situation: apply for loans with credit institutions and with a guarantee, return the debt that has made us appear in credit institutions and regain access to classic bank financing.
Loans with credit institutions and with guarantee
If you thought that banks were the only entities where you could go to get a loan let us tell you that there are other options.
The market of private lenders is very much alive and helps those people and companies that cannot go to a bank.
Astro Finance studies each of the loan applications with credit institutions and with a guarantee that it receives in detail, requiring applicants to comply with two mandatory requirements in order to offer guarantees of repayment of their loan while maintaining the type of interest in a very attractive range (between 9% and 12%) and we adapt to the personal situation of each of the applicants.
Requirements for access to our loans with credit institutions and with guarantee
As its name suggests, our loans with credit institutions and with guarantee require a guarantee to protect the lender who leaves us the money in the unlikely event of default.
Astro Finance operates through mortgage guarantees or guarantees: a real estate property. The applicant must therefore have a real estate property of any type and nature (a flat, an apartment, an industrial building, a commercial premises …) and give us a simple note of the Land Registry that proves it.
The market value of the property presented as collateral will determine the maximum amount that the loan may have with credit institutions and with guarantee: approximately 30% of the calculated value.
Request a minimum of $ 20,000
This figure allows us to keep the interest rate in a very competitive range while we cover all the fixed expenses inherent in the study and opening phase of all loans with credit institutions and with the guarantee that we open. The applicant will never have to hand over money in advance.
Return your loan at your own pace
Astro Finance lets the applicant choose the form of loan repayment:
- The duration (from 1 to 10 years)
- The number of fees
- The type of payment (monthly, quarterly or semi-annual)
- The type of amortization (French or American)
- Even access a period of lack.
- You will also have an advisor who will answer all your questions for the entire duration of your loan.